Coldwell Banker Elite Blog

Explore your Options!

Posted by Lucine Spheeris on February 21, 2014 in No Category
It happens all the time.  Buyers find that perfect home, but there is just one thing out of place in their lives that causes them to get turned down by a lender for a conventional mortgage.  Perhaps it is because they already own another property that they are unable to sell.  Or maybe they are self-employed and lenders have a hard time verifying their income?  Maybe the Buyer fell in love with a condominium that is considered “non-warrantable” by lending guidelines?  In a hot real esta... read more
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DTI? What’s the Big Deal?

Posted by Lucine Spheeris on February 21, 2014 in No Category
If you’ve ever wondered what your lender means when they are talking about your DTI, wonder no more!  DTI stands for debt-to-income ratio.  It is a formula which compares certain debts to your gross income.  With the industry tightening up lending standards across the board, it’s not just your credit score or income that lenders will look at to determine whether they will extend a mortgage for your next home.  The DTI is becoming even more important in today’s housing landscape, and it is some... read more
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“Ghost” Opening Doors?

Posted by Lucine Spheeris on February 20, 2014 in  Home Improvements
Do some doors in your house slowly swing open or close by themselves when they are not latched tight? Don't worry; it's NOT a ghost placing tricks on you.  No home is perfectly level, and throughout time the walls and foundation settle, which often leads to your interior doors no longer being "plumb.”  This, in some cases, will cause them to open or close by themselves.  One solution is to remove the hinges one at a time, secure the pin in a table vise or clamp with a pair of pliers. Once secure, t... read more
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As much as we don't like to admit it, many of the communities we live in and homes within them are architecturally very similar and are frequently described as "cookie cutter communities". Oftentimes, the homes that remain on the market the longest in these circumstances are the ones that do not stand out from the other homes. In order to attract attention of Buyers and to stand out among the competition, some of the following cosmetic improvements could make a huge difference:  Upgrade landscaping and fr... read more
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Blog Posts Spring Weekend Project! - Epoxy Garage Flooring

Posted by Lucine Spheeris on February 20, 2014 in No Category
The winter of 2013-2014 has been the harshest we have seen in Southeastern Wisconsin in over 25 years! Our homes and its components have been put to the test and taken some abuse throughout this season, including our concrete garage floors. Months of cold, snow and salt often leave garage floors chipped, stained and generally ugly! Prevent this from occurring next year by applying an epoxy garage floor coating on your garage floor this spring. It only takes a small investment of your time and money. In approximat... read more
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