Coldwell Banker Elite

Coldwell Banker Elite Blog

Don't Text and Cart

Posted by Lucine Spheeris on May 04, 2014 in No Category
Spring is a great time to get your home and yard in shape for selling.  But, be careful, the dangers of texting and driving is not limited to autos.  I was hit head on in the lumber aisle of our local home improvement store by a texting shopper this weekend; no medical attention was required.... read more
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April Showers Bring May Flowers

Posted by Lucine Spheeris on May 02, 2014 in  Gardening  Spring  Yard Work
Gardening:  Annuals & Perennials Plants.  With spring upon us, you may be thinking about what to plant in your flower garden.  Before you start planting it may be helpful to have a clear understanding of the difference between Annual and Perennial plants. It helps to plan your garden and know what you already have planted to get the look you want.  Let’s start with annuals. An annual is a plant that lives for just one season - they will sprout, flower, seed, and then die – all in the ... read more
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Wisconsin Property Tax Cut

Posted by Lucine Spheeris on March 25, 2014 in  Property Taxes
Another Legislative Victory for Homeowners and REALTORSGov. Scott Walker signed into law SSSB 1, his property tax cut for every property owner in Wisconsin. The tax cut will actually reduce property taxes by approximately $131 for the average homeowner.The tax cut was paid for by using $406 million in state surplus to reduce the property tax portion of the funding for technical colleges.... read more
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Explore your Options!

Posted by Lucine Spheeris on February 21, 2014 in No Category
It happens all the time.  Buyers find that perfect home, but there is just one thing out of place in their lives that causes them to get turned down by a lender for a conventional mortgage.  Perhaps it is because they already own another property that they are unable to sell.  Or maybe they are self-employed and lenders have a hard time verifying their income?  Maybe the Buyer fell in love with a condominium that is considered “non-warrantable” by lending guidelines?  In a hot real esta... read more
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DTI? What’s the Big Deal?

Posted by Lucine Spheeris on February 21, 2014 in No Category
If you’ve ever wondered what your lender means when they are talking about your DTI, wonder no more!  DTI stands for debt-to-income ratio.  It is a formula which compares certain debts to your gross income.  With the industry tightening up lending standards across the board, it’s not just your credit score or income that lenders will look at to determine whether they will extend a mortgage for your next home.  The DTI is becoming even more important in today’s housing landscape, and it is some... read more
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